Octane® is revolutionizing recreational purchases by delivering a seamless, end-to-end digital buying experience. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and OPE - fast, easy, and accessible.

Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing, and supporting customers throughout their loan with superior loan servicing.

Founded in 2014, we’re a company with 550+ employees and over 30 OEM and 4,000 dealer partners.

We are seeking a bright and resourceful individual to join the Credit Strategy team at Octane. In this role you will establish credit strategies in-line with our risk appetite and provide oversight and strategic direction on the portfolio.

An ideal candidate for this role will work with large volumes of data to get to an answer that generates business value on how to establish optimal credit strategies in-line with our risk appetite and provide strategic direction on the portfolio.  This candidate is a structured thinker who can methodically explain analysis to senior leaders in the risk organization and beyond. As a critical member on the credit strategy team, the candidate will have the opportunity to make meaningful contributions to the direction and success of the business.    

Responsibilities

• Develop collections strategy for multiple products to optimize loss mitigation and revenue recovery while minimizing operational costs for the business
• Perform advanced data analytics to identify drivers of loss and deviations in estimation techniques and proactively identify improvement opportunities 
• Design reports to track KPIs around operational execution, strategy performance, collector performance, and changes to the risk profile
• Develop business insights and communicate proposals to C-level audiences
• Maintain quality control and validate that the risk processes are working as expected
• Work cross-functionally with servicing, data science, and product to produce better business outcomes
• Improve sophistication and technical implementation of current approaches
  
  

Requirements

• A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
• Good overall understanding of consumer credit and lending  
• Minimum 3+ years of experience performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
• Exceptional hands-on experience in Python, SQL, and Excel
• Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
• Strong written and oral communication skills
  
  

Compensation: The role described above offers a base salary of $110,000 to $145,000.  Your offer will be based on the alignment of your qualifications with the requirements of the job, location and internal equity.  In addition to the above-mentioned salary, Total Rewards include a stock option package, and benefits as outlined below.

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Up to 5 weeks time off (self-managed)
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc.
• Gympass wellness benefit
• Powersports Safety Benefit

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

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